Small and Midcap Funds – What lies ahead?
Small and mid-cap stocks have performed exceedingly well. We analyse valuation and performance and what it means going forward?
Behavioural Finance
Deals with the behavioural aspect of investing
A good time to invest more
The best time to invest in equity is when the market has fallen and there is pessimism all around. Current environment presents a good opportunity to deploy more capital into equities.
Time to give time to equity mutual funds
Many of life’s failures are people who did not realize how close they were to success when they gave up. –Thomas Edison Key takeaways: We are potentially moving into a period of time when investment returns may be lower than the historical average. However, the gap between the return from equity mutual funds and risk-free …
How to invest after retirement?
Summary: Life expectancy is rising and interest rates are falling. In such an environment, prudent investment is needed for recently retired person. Depending on whether you are depending on pension or investment income for post-retirement expenses, different investment plans should be designed. As interest rates are falling, it is very important to include equity mutual …
Beware of the risks of Jeweller’s gold schemes
“There is no greater fraud than a promise not kept.” Gaellic Proverb Key takeaways: If you want to do a fixed deposit, go to a bank. Savings or deposit schemes offered by jewellers is not a bank fixed deposit. Normally people compare these schemes with bank fixed deposit returns and conclude these are better due …
The best way to buy gold
Summary: There are 4 ways in which gold can be bought in India. These are sovereign gold bonds, gold exchange traded funds (ETFs), gold mutual funds and finally gold coins/jewelry. Sovereign gold bonds are offered by government of India for resident Indians. They fetch around 2.5% annual interest and track the price of gold. Gold …
Protect against financial frauds
Summary: Greed and fear are the two sides of investment journey and both of these get us in trouble. Greed of high return and fear of missing out on a good investment opportunity compels us to make bad financial decisions. The first rule of investment is to avoid permanent loss of capital. This can be …
What to do to increase your investment return?
“When’s the best time to invest? It’s today, not tomorrow” – Charles Schwab Key takeaways: Focus on asset allocation. Equity should form major part of your financial portfolio. Invest systematically (SIP or STP route) in equity for long-term. Increase equity investments during market panic, don’t sell in panic. Have a long-term orientation. Don’t be disheartened by …
Don’t delay, start investing today!
It’s a job that’s never started that takes the longest to finish.” – J. R. R. Tolkien Summary: Beware of the changes taking place. High life expectancy, higher job uncertainty and absence of guaranteed inflation-linked pension puts the onus of secure financial future on you. Your actions today can be the difference between a comfortable financial life …
How to become financially free?
“Financial freedom is freedom from fear.” – Robert Kiyosaki Path to financial freedom: Financial freedom should be the ultimate aim of our life as it gives the freedom to choose what to do, when to do and how to do. Financial freedom requires careful planning, unflinching discipline to stick to the plan and enormous patience …
