Home loan

Buy or rent a flat- What makes financial sense?

Buying a home is often an emotional decision. Who can argue with a desire to have a roof over your head without having to think about paying the rent every month?  However, paying EMI is equally big headache. Especially in current environment where job security is a thing of past. If one is a buying …

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red toy house placed on table with pile of coins

How to reduce home loan interest rate?

Want to reduce interest rate on your home loan?  Lenders have always meted out step-motherly treatment to their existing home loan customers. Over the last few months, we have seen home loan interest rates falling significantly for new customers. However, lenders have not reduced interest rates for existing home loan customers. Remember: Most banks will offer …

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