Small and Midcap Funds – What lies ahead?
Small and mid-cap stocks have performed exceedingly well. We analyse valuation and performance and what it means going forward?
Mutual fund
What to do to increase your investment return?
“When’s the best time to invest? It’s today, not tomorrow” – Charles Schwab Key takeaways: Focus on asset allocation. Equity should form major part of your financial portfolio. Invest systematically (SIP or STP route) in equity for long-term. Increase equity investments during market panic, don’t sell in panic. Have a long-term orientation. Don’t be disheartened by …
How to become financially free?
“Financial freedom is freedom from fear.” – Robert Kiyosaki Path to financial freedom: Financial freedom should be the ultimate aim of our life as it gives the freedom to choose what to do, when to do and how to do. Financial freedom requires careful planning, unflinching discipline to stick to the plan and enormous patience …
NIFTY @ 11000 – Focus on asset allocation
Those who do not learn history are doomed to repeat it – George Santayana Key takaways: Continue SIPs/STPs as timing the market is quite difficult. If you have high equity allocation (80% plus), equity allocation should be reduced by booking some long-term capital gains from equity mutual fund. If the market were to correct, this can …
Buy or rent a flat- What makes financial sense?
Buying a home is often an emotional decision. Who can argue with a desire to have a roof over your head without having to think about paying the rent every month? However, paying EMI is equally big headache. Especially in current environment where job security is a thing of past. If one is a buying …
How much to invest to create 1 crore corpus?
“Spend less than you make; always be saving something. Put it into a tax-deferred account. Over time, it will begin to amount to something. This is such a no-brainer.” — Charlie Munger Having 1 crore rupee (10 million for those outside India) is a nice sum of money. It embeds a sense of security in our …
How to pick the right debt mutual fund scheme?
Most of the time when we talk about mutual funds, it is mostly about equity mutual funds. We often forget about debt mutual funds, that are another interesting segment of the mutual funds. We like debt mutual funds as they can deliver better post-tax return. While debt mutual funds can offer better post-tax return, one …
Balanced fund or equity fund – Case study
The devil is in the detail. Recently, we wrote about how balanced funds are a good option for steady returns. Indeed, balanced fund with in-built asset allocation tend to navigate the volatile market well. But the proof of pudding is in eating. Hence, we try to look at risk and return characteristics of decent balanced …
Balance fund – solid option for steady returns
“Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.” – Warren Buffett In investing it is important not to lose money. We can avoid losing money in market by completely remaining out of the market. But if that were the intention, you wouldn’t have been reading it. You have to be “in it” to “win …
How NRIs can invest in Indian mutual funds?
In our earlier video (Why NRIs should invest in India) , we discussed why India remains a compelling investment destination for non-resident Indians. Based on our earlier video, we receive how NRIs can invest in India. We believe the best way to invest in India is through mutual funds. Refer to the NRI section of …