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The journey of a thousand miles begins with one step- Lao Tzu Many people are interested in investing in mutual funds but are not sure how to go about it? The first step in mutual fund investing is to fulfil “know your customer” or KYC requirement. This requirement has been put to ensure that the … How to do KYC for mutual fund investments? Read More »

My father-in-law belongs to old school. He has retired recently and thought of organising his finances. During the course of this, he came across some fixed deposit receipts that he had started couple of decades ago. When he had started those deposits, he was told that they will be renewed automatically once they mature. To … five steps to declutter our financial life? Read More »

Failing to plan is planning to fail. While our best laid plans may go awry given the glorious uncertainties of life, there is still no excuse to plan. Sometimes, it is difficult to visualize, especially when we are young, what will happen to us when we are old and when we are unable to work. The … How much you need for retirement? Read More »

“Far more money has been lost by investors preparing for corrections or trying to anticipate corrections than has been lost in corrections themselves.” A few weeks ago, at the peak of demonitization gloom, I asked a friend if he was investing in equities. He told me that he would invest only when NIFTY is at … Take the plunge, don’t wait for the elusive market correction! Read More »

We all have heard about Saradha groups scandal in which common people were duped of their savings. Instead of getting the lofty and unrealistic returns that they were promised, they soon realized that they have been cheated. This is really very unfortunate. Below, I am going to tell about some characteristics of a ponzi schemes that … Five tell-tale signs of a ponzi scheme Read More »

A journey of thousand miles begins with a single step – LAO-TZU Similarly, a journey to achieve financial freedom, journey to accumulate the corpus for your kids education/marriage or your retirement starts with regular and disciplined investing. Most investors are worried more about which stocks or sectors will deliver higher return. They are also more … Key to wealth creation- Starting early and staying invested Read More »

Yesterday, one of my friend was talking to me. He has been investing in some mutual funds for last few years. The performance of his systematic investments has been good and he has profited from the recent stock market rally. In that context, he mentioned that he will have some surplus around September as one of … Why you need to choose the right investment – A Case Study Read More »