The journey of a thousand miles begins with one step- Lao Tzu Many people are interested in investing in mutual funds but are not sure how to go about it? The first step in mutual fund investing is to fulfil “know your customer” or KYC requirement. This requirement has been put to ensure that the …
“Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.” – Warren Buffett In investing it is important not to lose money. We can avoid losing money in market by completely remaining out of the market. But if that were the intention, you wouldn’t have been reading it. You have to be “in it” to “win …
Many times people ask me that their LIC policy matured and they have some money to invest. Salaried people get annual bonus which could be a large amount (if you are lucky:)). They ask what’s the best way to invest lump sum amount. Below, I am going to explain how this should be done to …
How to invest lump sum amount into equity mutual funds? Read More »
“Only liars manage always to be out of the market during bad times and in during good times.” -Burton Malkiel This simply means that timing the market is almost impossible to do on consistent basis. So, here we are not talking about timing the market but on asset allocation. Any one who was panicking last …
A goal without a plan is just a wish – Antoine de Saint – Exupery This is the third and final part of our series on how to fund kid’s education. In our first article, we got an idea about the cost of higher education at different type of institute in India and abroad (Plan …
Mutual fund investment strategy for kid’s education Read More »
Mutual funds are great way to create wealth. However, there is a big difference in what return mutual funds generate and what return investors get. This is an attempt to bridge the gap between mutual fund returns and your return by avoiding some common mistakes. Some mistakes commonly made are: Trying to time the market …
In our earlier video (Why NRIs should invest in India) , we discussed why India remains a compelling investment destination for non-resident Indians. Based on our earlier video, we receive how NRIs can invest in India. We believe the best way to invest in India is through mutual funds. Refer to the NRI section of …
The roots of education are bitter but the fruit is sweet – Aristotle The biggest satisfaction for parents is to see their kid’s well educated and well settled. That’s mission accomplished and a big relief for parents in their retirement years. Many times I meet parents of successful people and I feel a sense of …
Planning for kid’s education- go mutual fund way! Read More »
An investment in knowledge pays the best interest – Benjamin Franklin I studied in a government school where semi-annual fee was 57 rupees. Later on, I qualified to study at one of the IITs, considered the best engineering college in India. During those days (around 20 years ago) the total fee for the 4 year …
Plan for kid’s education- How much will it cost? Read More »
A few weeks ago, we wrote about how debt oriented mutual funds are more tax-efficient than bank fixed deposits. The other day a friend told that fixed deposit rates are falling every day. Indeed, with bank fixed-deposit rate hovering around 6.5%, post-tax return of fixed deposit or interest on saving account balances is quite low, …
