Most of the time people looking to invest get bogged down with what return should be expected. Instead of looking at the big picture, we waste time about timing the market (elusive dream of buying at the market bottom and selling at the peak) and high growth. The equation of effective investing is quite simple, …
Over the last 6 months, a few of my friends were laid off. They are in late 30s and early 40s. They are well educated and have worked at some of the best firms in the world. However, despite their best effort over the last 7-8 months, they have not been able to find suitable …
Prepare for the financial challenges coming your way Read More »
There is a saying in Hindi: धीरे धीरे रे मना धीरे सब कुछ होय | माली सींचै सौ घड़ा ऋतू आये फल होय || This means that everything happens gradually and not before its time. A gardener waters the plants daily but the plants bear fruits only in the right season. In the last few …
My father-in-law belongs to old school. He has retired recently and thought of organising his finances. During the course of this, he came across some fixed deposit receipts that he had started couple of decades ago. When he had started those deposits, he was told that they will be renewed automatically once they mature. To …
The hardest thing to understand in the world is income tax- Albert Einstein Recently, I met an old friend. He is very sceptical about mutual funds and considers them risky. When I talked about debt oriented mutual funds who don’t have the same risk profile as equity funds, he was not convinced. While he agreed …
Fixed deposit Vs. debt mutual fund – What to pick? Read More »
Here is what first time investors need to do “The journey of a thousand miles begins with one step” – Lao Tzu I still remember my 20s, first job, reasonably good money, carefree attitude and having a lot of fun. It seemed as if all the years of hard work, burning midnight oil to study, …
“Where there is an open mind, there will always be a frontier” – Dorothea Brande Most people approach mutual fund investments with some preconceived opinions. They have formed these opinions over a period of time. As a result, many times these preconceived notions prevent them from exploring the versatile world of mutual funds. In this …
Dispelling some common misconceptions about mutual funds Read More »
Far more money has been lost by investors preparing for corrections or trying to anticipate corrections than has been lost in corrections themselves- Peter Lynch During my initial days of investing, I felt that systematic investment plans are not very smart. However, over the years, I have realized that it is one of the most …
Systematic investment plans – How to make money? Read More »
I’ve never known anybody who can time the market. I’ve never known anybody who knows anybody who can consistently time the market- Burton Malkiel Aiming to time the market is futile.Purpose of this article is to focus more on asset allocation. We all know that right asset allocation is the main driver of portfolio returns. In …
NRIs have remitted huge amount of money to India. Much of this has been for family maintenance and investment in real estate. While foreign investors invested in Indian equities and benefitted from the tailwind of democracy (political stability), demography (huge and growing middle class with increasing disposable income) and development (that is gaining the centre …
