In this world, nothing can be said to be certain, except death and taxes – Benjamin Franklin While Tax is as certain as death, a timely and suitable tax planing could help in saving taxes. Most people remember about tax planning when the payroll department asks for their investment proof. The best time to plan …
In last few months, we have seen continues flow of domestic money into equity markets. The monthly systematic investment flow into mutual funds has now grown to almost 4500 crore (MFs get record monthly SIP inflows). This has made Indian stock market far more resilient and less vulnerable to foreign institutional flows. However, increasingly there …
Here is what first time investors need to do “The journey of a thousand miles begins with one step” – Lao Tzu I still remember my 20s, first job, reasonably good money, carefree attitude and having a lot of fun. It seemed as if all the years of hard work, burning midnight oil to study, …
“Where there is an open mind, there will always be a frontier” – Dorothea Brande Most people approach mutual fund investments with some preconceived opinions. They have formed these opinions over a period of time. As a result, many times these preconceived notions prevent them from exploring the versatile world of mutual funds. In this …
Dispelling some common misconceptions about mutual funds Read More »
NRIs have remitted huge amount of money to India. Much of this has been for family maintenance and investment in real estate. While foreign investors invested in Indian equities and benefitted from the tailwind of democracy (political stability), demography (huge and growing middle class with increasing disposable income) and development (that is gaining the centre …
“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” – Albert Einstein It is quite common to refer to the wonders of compounding However, this is often forgotten in financial planning. The pace of compounding is quite low in the beginning as …
In my personal experience, a simple approach to investing works the best. The simple idea that works is to invest regularly at all times, invest more when valuation is attractive (NIFTY PE less than 18.6) and take some money of the table when valuation is expensive (NIFTY PE >22.1). The below points illustrate this: 1. …
“The investor’s chief problem—and even his worst enemy—is likely to be himself.” – Benjamin Graham Recently, I have been reading a book on behavioural investing by James Montier. The book gives a lot of insights into the behavioural mistakes that most investors make. It also argues that successful investing a a lot of about following …
Cannot control the market, control yourself for investment success Read More »
For majority of investors, a diversified equity portfolio, bought over time, will prove far less risky than dollar-based securities – Warren Buffett Many equity investors worry about the volatility of equity market. The desire to time the market arises from investor’s desire to avoid loss. But what exactly is loss? Is it decline in the value …
Can you suffer loss from SIP in equity mutual fund? Read More »
